Consulting Done Differently

Specializing in everything FinTech, Howkap LLC is a boutique consulting and advisory firm that brings an innovative approach to buying and selling technology. 

Banking and technology are changing.
The way you buy and sell needs to change as well.


Banking Clients
  • Pricing, Contract Renewal and Business Negotiation
  • New Vendor Selection / Existing Vendor Review
  • Technology and Modernization Strategy


Fintech Clients
  • Direct Sales / Business Development
  • Go-To-Market
    • Product Development, Business Strategy, Market Identification and Pricing
  • Partner / Reseller / Ecosystem
  • Sales Team and Sales Process Evaluation

About Me

Howard Kaplan is the founder and president of Howkap LLC.

Howard is an experienced industry veteran, with nearly 25 years of experience in the financial technology space, selling innovative and industry leading solutions to banks, credit unions and Fintechs of all sizes.

Prior to the launch of Howkap LLC, Howard was the general manager for strategic accounts in North America for Mambu, a cloud native, SaaS financial technology platform. Working with high profile and complex clients, Howard was part of the leadership team in North America, focused on bringing the solution to market in the United States and Canada.

Before joining the leadership team at Mambu, Howard spent 15 years at FIS as vice president of enterprise banking sales, where he was a consistent top performer, winning numerous awards and recognized for both productivity and leadership. His success has afforded him the opportunity to build deep and trusted relationships with senior level executives at financial institutions and Fintech companies alike, many of whom are industry-leading innovators.



Howard Kaplan, Founder and President


Phone: 407-421-3676